RetireMentorship with Freeman Linde, CFP®

There are some insurances you need, and others you don't. Insurances you DO need: 
Health Insurance
Disability Income Insurance 
Term Life Insurance (if you have dependents, previously covered)
Home & Auto Insurance
Insurance you MAY need:
Long-Term Care Insurance (previously covered)
Umbrella Insurance
Dental Insurance
Vision Insurance
Insurance you DON'T need:
Accidental Death & Dismemberment (exceptions apply)
Pet Insurance
Identity Theft Insurance
Critical Illness Insurance
Product Insurance
Full article and visuals can be found at:
RetireMentorship.com/20
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Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

If you have people depending on your income, YOU NEED TERM INSURANCE!What is Term Insurance? Who needs it? And how much do they need?If you have people depending on you, you need it. How much? You want to cover (or minimally help with) 5 things
Final Expenses
Pay off debt
Pay off (or buy) home
Retirement Lump Sum
Income Bucket
Add to it anything else for college or other financial goals.
Quote your own insurance from dozens of carriers and apply right online. Full article and visuals can be found at:
RetireMentorship.com/19
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message.
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

Bad things may happen to you. But you can't and shouldn't insurance against all of them. This includes insuring your insurability. Don't do it. Today we cover four of the popular myths of for why you should buy permanent life insurance: 
Most Agents are Good People and can be Trusted.
You Should Buy Permanent Life Insurance While You're Young.
You Should Buy Permanent Life Insurance to Protect Your Insurability. 
You Should Buy Permanent Life Insurance for the Long-Term Care Rider (while young).
There are much better strategies out there, and we'll unpack why.Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )Full article and visuals can be found at:
RetireMentorship.com/17
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

"Experts" may be educated beyond their intelligence. Today we cover three of the popular myths of permanent life insurance: 
Independent Experts Confirm that Permanent Life Insurance is Better.
Successful Wealthy People Own Life Insurance; So Should You.
Infinite Banking is a Great Strategy
There are much better strategies out there, and we'll unpack why.Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )Full article and visuals can be found at:
RetireMentorship.com/16
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

Permanent life insurance is oversold and underdelivers. Today we cover two of the popular myths of permanent life insurance: 
Permanent life insurance is a great alternative asset class.
Permanent life insurance is a great way to mitigate taxes.
There are much better strategies out there, and we'll unpack why.Again, these episodes target permanent life insurance specifically. If you have people depending on your income, YOU NEED TERM INSURANCE!Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )Full article and visuals can be found at:
RetireMentorship.com/15
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

A LOT of permanent life insurance is sold, and 99% of us don't need it! In this mini-series, we cover the "Life Insurance Lies", the myths and strategies used to sell permanent life insurance. If you own any permanent life insurance, you'll want to hear all parts.Need Term Insurance? Quote your own insurance from dozens of carriers and apply right online. (Note: Permanent life insurance also available on the platform. IGNORE THAT. :) )Full article and visuals can be found at:
RetireMentorship.com/14
Enjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

Free to Focus by Michael Hyatt will help anyone who wants to focus more on what is important in life and be more productive. You will not regret the listen/read.Find your copies here:Free to Focus AudiobookFree to Focus BookEnjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

The 12 Week Year is my ALL-TIME Top Recommended book on productivity and accomplishment. It will change the way you think about goal-setting and give you an entire system to build a more productive life.Find your copies here:The 12 Week Year AudiobookThe 12 Week Year BookEnjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

Dave Ramsey's classic book got me hooked on finance. I listened to it the first time straight through in one sitting. It's that good. If you've never read it, it's a must!Find your copies here:The Total Money Makeover AudiobookThe Total Money Makeover BookEnjoying the show? Sponsor it by becoming a RetireMember. For the price of a Latte a Week or a Latte a Month you can show your support and keep the show ad-free.
Become a Member for a Latte a Week ($16/m)
Become a Member for a Latte a Month ($4/m)
Your support means a lot! Find out more at RetireMembership.com.
If you have questions about this topic, message us on Facebook or email us at Questions@RetireMentorship.com. 
Or you can call us at 1 (855) 6-MENTOR (1-855-663-6867) and leave us a message. 
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.

No author has had a bigger impact on me than Nick Murray, and his only book for clients is a must-read. Simple Wealth, Inevitable Wealth will reinforce what you hear on this podcast in a way that only someone with 50+ years of experience can.Email us at Questions@RetireMentorship.com to request a copy.
Send us a Text Message.
Join our FREE membership community to receive exclusive content at RetireMembership.com.The content includes my book, 3D Retirement Income: Creating a Retirement Income that Outpaces Inflation, Outlives You, and Outperforms Others . (Available on Amazon.)Find my financial planning firm at LaxFP.com.Email us at Questions@RetireMentorship.com or call us at 1-855-6MENTOR.
This podcast is educational only and is not intended to be investment, legal, or tax advice or recommendations, whether direct or incidental. Again, this is not investment advice. Consult your financial, tax, and legal professionals for specific advice related to your specific situation. Never take investment advice from someone who doesn’t know you and your specific situation. All opinions expressed in this article are those of the people expressing them. Any performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be directly invested in.